At Berlin City Lexus of Portland, we are focused on getting customers the right finance program at the most competitive rates. Explore how Berlin City Lexus can help you find the car that fits your budget and lifestyle, the easy way.
Our team of finance experts is dedicated to building personalized payment plans and getting you the best car lease and loan rates that fit your budget. Before you even step through our doors, you can access various finance tools to make the process even easier, including a quick & secure finance application that you can complete online.Get Pre-Approved
We can assist you in purchasing the new or used car you deserve thanks to our strong relationships with regional and national lenders. Whether your past credit has been excellent or less than excellent, we can still help! Chances are we can locate a lender and a program to meet your budget, regardless of your credit situation. Even if you have no credit, our lenders can still assist you.
Thanks to our world-class inventory and wide range of perks, shopping for a car with us is a lot more satisfying than at other area dealers. For starters, our lot is filled with new and pre-owned Lexus vehicles, including can’t-miss models such as the ES, RX, NX, IS, and UX. Our sales reps love talking to our customers about our inventory and are ready to help you choose your car!View New Inventory View Pre-Owned Inventory
When you’ve found the perfect vehicle that you want to purchase, you can either pay for the vehicle in full, lease it, or finance it. If you choose to finance the vehicle, that means that you will be taking out a car loan that you repay over time. Below you’ll find important auto finance information you should know about:
These are a few factors that lenders use when deciding whether to approve an auto loan. Do you want to learn more about what lenders look for in an applicant? Contact us and one of our finance experts will help answer your questions.
A financial ratio that compares the amount of money being borrowed to the market price of the vehicle being purchased. Lenders will calculate the Loan to Value ratio by dividing the requested loan amount over the cost of the vehicle then multiplying by 100.
An interest rate is the monthly cost you pay to borrow money from a lender which is stated as a percentage. There are a range of factors that lenders look at when determining what interest rate to offer you including your credit score, down payment, income and the length of your loan.